Bank of Internet - Freedom Checking.
The Freedom Account is an interest-earning checking account designed specifically for online banking.You can open a freedom Checking account with just $100.
3.40%APY*-$1000 daily Avg or $4 monthly Fee
ATM Reimbursement $7/MO
Free Unlimited Bill Payment
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Internet Banks or Virtual Online banks are banks without bricks; from the customer's perspective, they exist entirely on the Internet, where they offer pretty much the same range of services and adhere to the same federal regulations as your corner bank. Online banks pass the money they save on overhead like buildings and tellers along to you in the form of higher yields, lower fees and more generous account thresholds.