Washington Mutual offers a combination of their free checking and their new 4.75% APY savings account allows you to combine the convenience of local branches and ATMs with the high interest rate yield and online transfers of online banking.

WaMu Free Checking:

No minimum balance or direct deposit requirements, open with $1
Free basic checks for life
No ATM fees on their end
One free overdraft per year
Free outgoing wire transfers.
The Statement Savings account has:

A competitive 4.75% APY on all balances (rate only available online)
No minimum balance requirements, open with $1
Instant transfer to/from the Free Checking
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