
<?phpxml version="1.0" encoding="utf-8"?>
<rss version="2.0" 
xmlns:content="http://purl.org/rss/1.0/modules/content/"
xmlns:wfw="http://wellformedweb.org/CommentAPI/"
xmlns:dc="http://purl.org/dc/elements/1.1/"
>
<channel>
<title>Internet  / usabanks / Voted News</title>
<link>http://www.usabanks.org/internet</link>
<description>Pligg Web 2.0 Content Management System</description>
<pubDate>Tue, 29 Sep 2009 20:29:21 -0400</pubDate>
<language>en</language>
<item>
<title><![CDATA[National Bank of Commerce Berkeley IL  January2009]]></title>
<link>http://www.usabanks.org/internet/FailedBanks/National_Bank_of_Commerce_Berkeley_IL__January2009/</link>
<comments>http://www.usabanks.org/internet/FailedBanks/National_Bank_of_Commerce_Berkeley_IL__January2009/</comments>
<pubDate>Tue, 29 Sep 2009 20:29:21 -0400</pubDate>
<dc:creator></dc:creator>
<category>Failed Banks</category>
<guid>http://www.usabanks.org/internet/FailedBanks/National_Bank_of_Commerce_Berkeley_IL__January2009/</guid>
<description><![CDATA[On January 16, 2009, National Bank of Commerce, Berkeley, IL was closed by the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) was named Receiver.<br/><br/>1 Vote(s) ]]></description>
</item>

<item>
<title><![CDATA[FNBO Direct (sponsored)]]></title>
<link>http://www.usabanks.org/internet/OnlineBanks/FNBO_Direct_sponsored/</link>
<comments>http://www.usabanks.org/internet/OnlineBanks/FNBO_Direct_sponsored/</comments>
<pubDate>Wed, 17 Dec 2008 18:14:09 -0500</pubDate>
<dc:creator></dc:creator>
<category>Online Banks</category>
<guid>http://www.usabanks.org/internet/OnlineBanks/FNBO_Direct_sponsored/</guid>
<description><![CDATA[FNBO Direct was launched with the online savings account as its only product.FNBO Direct allows customers to make deposits a number of different ways. The most common option is through an Automated Clearing House, or ACH, transfer, where customers can request to have funds come from an external account that has already been verified as being owned by the customer and accepting ACH transactions. There can be up to three external accounts set up at any one time. Other ways for deposits to be made would be [2]:Initiating an ACH transfer from the other bank Request a wire transfer from the customer's account with the other bank to FNBO Direct Mail in a check made out to the customer and endorsed &quot;For Deposit Only&quot; Direct deposit, set up through the customer's employer Customers can withdraw their funds by the following ways:Initiating an ACH transfer through FNBO Direct website to a verified external account Submitting the ACH request through the customers bank Wire transfer request to a previously verified external account ATM withdrawal, if the customer requested to have ATM card<br/><br/>1 Vote(s) ]]></description>
</item>

<item>
<title><![CDATA[E*Trade Bank - Complete Savings (Sponsored Links)]]></title>
<link>http://www.usabanks.org/internet/OnlineBanks/ETrade_Bank_-_Complete_Savings_Sponsored_Links/</link>
<comments>http://www.usabanks.org/internet/OnlineBanks/ETrade_Bank_-_Complete_Savings_Sponsored_Links/</comments>
<pubDate>Tue, 05 Feb 2008 23:19:06 -0500</pubDate>
<dc:creator></dc:creator>
<category>Online Banks</category>
<guid>http://www.usabanks.org/internet/OnlineBanks/ETrade_Bank_-_Complete_Savings_Sponsored_Links/</guid>
<description><![CDATA[Etrade (E*Trade) OffersMAX-Rate Checking Account 18X NATIONAL AVERAGEUnlimited ATM Fee refunds Free online bill pay Unlimited check writing Online check and deposit images Complete Savings AccountOVER 8X NATIONAL AVERAGE6No minimums No account fees<br/><br/>1 Vote(s) ]]></description>
</item>

<item>
<title><![CDATA[WTDirect - Save with Confidence (Sponsored Links)]]></title>
<link>http://www.usabanks.org/internet/OnlineBanks/WTDirect_-_Save_with_Confidence_Sponsored_Links/</link>
<comments>http://www.usabanks.org/internet/OnlineBanks/WTDirect_-_Save_with_Confidence_Sponsored_Links/</comments>
<pubDate>Tue, 04 Sep 2007 19:53:59 -0400</pubDate>
<dc:creator></dc:creator>
<category>Online Banks</category>
<guid>http://www.usabanks.org/internet/OnlineBanks/WTDirect_-_Save_with_Confidence_Sponsored_Links/</guid>
<description><![CDATA[Wilmington Trust's online branch-WT Direct-is offering a fairly competitive  APY on their high yield online savings account. The minimum balance required for this rate is $10,000; any balances from $1-$10,000 will earn higher APY for the first 60 days. 6 free transfers are available per month, and you are allowed an unlimited amount of linked external accounts.<br/><br/>1 Vote(s) ]]></description>
</item>

<item>
<title><![CDATA[Bank of Internet - Freedom Checking]]></title>
<link>http://www.usabanks.org/internet/OnlineBanks/Bank_of_Internet_-_Freedom_Checking/</link>
<comments>http://www.usabanks.org/internet/OnlineBanks/Bank_of_Internet_-_Freedom_Checking/</comments>
<pubDate>Thu, 30 Aug 2007 21:09:09 -0400</pubDate>
<dc:creator></dc:creator>
<category>Online Banks</category>
<guid>http://www.usabanks.org/internet/OnlineBanks/Bank_of_Internet_-_Freedom_Checking/</guid>
<description><![CDATA[Bank of Internet - Freedom Checking.The Freedom Account is an interest-earning checking account designed specifically for online banking.You can open a freedom Checking account with just $100.3.40%APY*-$1000 daily Avg or $4 monthly Fee ATM Reimbursement $7/MO Free Unlimited Bill Payment<br/><br/>2 Vote(s) ]]></description>
</item>

<item>
<title><![CDATA[EmigrantDirect: AmericanDream Savings and My Way CD (Sponsored Links)]]></title>
<link>http://www.usabanks.org/internet/OnlineBanks/EmigrantDirect_AmericanDream_Savings_and_My_Way_CD_Sponsored_Links/</link>
<comments>http://www.usabanks.org/internet/OnlineBanks/EmigrantDirect_AmericanDream_Savings_and_My_Way_CD_Sponsored_Links/</comments>
<pubDate>Thu, 30 Aug 2007 20:47:38 -0400</pubDate>
<dc:creator></dc:creator>
<category>Online Banks</category>
<guid>http://www.usabanks.org/internet/OnlineBanks/EmigrantDirect_AmericanDream_Savings_and_My_Way_CD_Sponsored_Links/</guid>
<description><![CDATA[EmigrantDirect: No Fee AmericanDream Savings Accounts and My Way Certificates of Deposits.No Fees. No Minimums. Open your account online. It's quick and easy. No need to change your checking account. Your AmericanDream SavingsAccount will be linked to your current checking account.<br/><br/>1 Vote(s) ]]></description>
</item>

<item>
<title><![CDATA[ING DIRECT - Orange Savings and Checking (Sponsored Links)]]></title>
<link>http://www.usabanks.org/internet/OnlineBanks/ING_DIRECT_-_Orange_Savings_and_Checking_Sponsored_Links/</link>
<comments>http://www.usabanks.org/internet/OnlineBanks/ING_DIRECT_-_Orange_Savings_and_Checking_Sponsored_Links/</comments>
<pubDate>Thu, 30 Aug 2007 20:32:39 -0400</pubDate>
<dc:creator></dc:creator>
<category>Online Banks</category>
<guid>http://www.usabanks.org/internet/OnlineBanks/ING_DIRECT_-_Orange_Savings_and_Checking_Sponsored_Links/</guid>
<description><![CDATA[ING DIRECT's Orange High Yield Savings.With an Orange Savings Account, you earn a variable  Annual Percentage Yield No required minimum balances.There is no minimum balance required to open your Orange Savings Account, and you don't have to keep a specific balance in your account to qualify for a high interest rate. No fees. No service charges. No penalties. No hidden costs.The rates for the Electric Orange Checking Account are:This is the checking account you would expect from ING DIRECT!In addition to paying high interest, Electric Orange delivers: Free ATM access at more than 32,000 Allpoint ATM locations Free online Bill Pay, direct deposit, and Electric Checks, lightning-fast online check writing feature. Free MasterCard Debit Card for purchases anywhere MasterCard is accepted.<br/><br/>1 Vote(s) ]]></description>
</item>

<item>
<title><![CDATA[Washington Mutual - WaMu Savings and Free Checking]]></title>
<link>http://www.usabanks.org/internet/OnlineBanks/Washington_Mutual_-_WaMu_Savings_and_Free_Checking/</link>
<comments>http://www.usabanks.org/internet/OnlineBanks/Washington_Mutual_-_WaMu_Savings_and_Free_Checking/</comments>
<pubDate>Mon, 20 Aug 2007 19:24:12 -0400</pubDate>
<dc:creator></dc:creator>
<category>Online Banks</category>
<guid>http://www.usabanks.org/internet/OnlineBanks/Washington_Mutual_-_WaMu_Savings_and_Free_Checking/</guid>
<description><![CDATA[Washington Mutual offers a combination of their free checking and their new 4.75% APY savings account allows you to combine the convenience of local branches and ATMs with the high interest rate yield and online transfers of online banking.WaMu Free Checking:No minimum balance or direct deposit requirements, open with $1 Free basic checks for life No ATM fees on their end One free overdraft per year Free outgoing wire transfers. The Statement Savings account has:A competitive 4.75% APY on all balances (rate only available online) No minimum balance requirements, open with $1 Instant transfer to/from the Free Checking<br/><br/>1 Vote(s) ]]></description>
</item>

<item>
<title><![CDATA[E-LOAN - Online Savings Account and CD]]></title>
<link>http://www.usabanks.org/internet/OnlineBanks/E-LOAN_-_Online_Savings_Account_and_CD/</link>
<comments>http://www.usabanks.org/internet/OnlineBanks/E-LOAN_-_Online_Savings_Account_and_CD/</comments>
<pubDate>Mon, 20 Aug 2007 19:18:01 -0400</pubDate>
<dc:creator></dc:creator>
<category>Online Banks</category>
<guid>http://www.usabanks.org/internet/OnlineBanks/E-LOAN_-_Online_Savings_Account_and_CD/</guid>
<description><![CDATA[Eloan.com has Online Savings account and CD rate with 5 year maturity terms.Eary withdrawal penalty: 3 months interest for 1 year or shorter term and 6 months for over 1 year term Grace period: 10 calendar days No interest is paid past the maturity date on accounts closed during the grace period Interest is compounded daily and credited monthly Linked account can be your E-LOAN savings account Option is available to transfer interest monthly by ACH from CD to linked account At maturity, you can instruct E-LOAN via the secure message system to close the CD and transfer money back to your linked account All deposit products offered through E-LOAN will be opened through Banco Popular North America (BPNA), a New York state chartered bank insured by the FDIC that is the direct parent company of E-LOAN. For more information call 888-533-5333.<br/><br/>1 Vote(s) ]]></description>
</item>

<item>
<title><![CDATA[HSBC Direct Online Savings and Online Payment (Sponsored Links)]]></title>
<link>http://www.usabanks.org/internet/OnlineBanks/HSBC_Direct_Online_Savings_and_Online_Payment_Sponsored_Links/</link>
<comments>http://www.usabanks.org/internet/OnlineBanks/HSBC_Direct_Online_Savings_and_Online_Payment_Sponsored_Links/</comments>
<pubDate>Sun, 19 Aug 2007 19:27:26 -0400</pubDate>
<dc:creator></dc:creator>
<category>Online Banks</category>
<guid>http://www.usabanks.org/internet/OnlineBanks/HSBC_Direct_Online_Savings_and_Online_Payment_Sponsored_Links/</guid>
<description><![CDATA[HSBC Direct Online Savings lets you get to your cash anytime, while growing it faster.One of the highest savings rate in the country. No monthly fees. No matter how much you use our ATMs or how many times you transfer your money, there are no fees. No minimum balance requirement. When you open an account, youOnly have to put $1 in to start. However you choose to fund your account, there's no fee to Don't have to open a checking account with HSBC. HSBC Direct works with the account you already have. Will manage your account on HSBCdirect.com instead of at a branch. Manage your account byDepositing or withdrawing at any HSBC ATM in the U.S. You can get to your cash anytime.Sending your deposit by mail. Transferring funds online to and from your other bank accounts. You can connect HSBC Direct to as many checking accounts as you want, regardless of what bank they're at.Take care of bills and other payments.Send one-time payments or schedule recurring payments. You control who you pay and when. Add as many companies or people as you like.Pay electronically. It's paperless, fast and efficient. Make purchases or get cash at more than 395,000 ATMs nationwide with a debit card. If you use a non-HSBC ATM in the U.S., HSBC will reimburse the first 3 ATM surcharge/convenience fees each month.Earn interest where you may not have before.Get 2.50% APY** on your Online Payment Account balance. Reach your savings goals even faster. Even your spending money will be helping you save.Link to your HSBC Direct Online Savings.With both accounts, you can earn interest in two places. You'll be making more of all your money, not just your savings.Transfer money to your Online Savings account to earn more, instantly. Transfers take seconds instead of days, so there's no time or earnings wasted.Both accounts in one place means more control over your money. It'll be easy to manage your expenses as closely as you do your savings.<br/><br/>1 Vote(s) ]]></description>
</item>

<item>
<title><![CDATA[Fidelity Investments- mySmart Cash Account]]></title>
<link>http://www.usabanks.org/internet/OnlineBanks/Fidelity_Investments-_mySmart_Cash_Account/</link>
<comments>http://www.usabanks.org/internet/OnlineBanks/Fidelity_Investments-_mySmart_Cash_Account/</comments>
<pubDate>Sun, 19 Aug 2007 16:54:13 -0400</pubDate>
<dc:creator></dc:creator>
<category>Online Banks</category>
<guid>http://www.usabanks.org/internet/OnlineBanks/Fidelity_Investments-_mySmart_Cash_Account/</guid>
<description><![CDATA[You get the benefits of a traditional checking account, and more. Like a great 1.75% APY.1) no annual account fees, refunded ATM fees,2) online bill payment -- plus new cash management features that can help you stay fully invested.Great rates: earn 1.75% APY.1) Earn 4 times the national average, with deposits eligible for FDIC insurance.3)Earn points that you can redeem for cash into your mySmart Cash Account at a 1.50% rate when you use the no-annual-fee Fidelity Investment Rewards Visa Signature Card.4)No fees: unlimited ATM fee refunds.2Access to over 1 million ATMs worldwide; we'll automatically credit you any ATM fees.2 No minimum balance requirement, no annual account fees. Free unlimited checkwriting. Easy Cash Management: link accounts for automatic money movement.Get automatic alerts when excess cash is available to invest. Spend with confidence -- help prevent bounced checks with self-funded overdraft protection.<br/><br/>1 Vote(s) ]]></description>
</item>

</channel>
</rss>

