You get the benefits of a traditional checking account, and more. Like a great 1.75% APY.
1) no annual account fees, refunded ATM fees,
2) online bill payment -- plus new cash management features that can help you stay fully invested.
Great rates: earn 1.75% APY.
Earn 4 times the national average, with deposits eligible for FDIC insurance.
3)Earn points that you can redeem for cash into your mySmart Cash Account at a 1.50% rate when you use the no-annual-fee Fidelity Investment Rewards Visa Signature® Card.
4)No fees: unlimited ATM fee refunds.2
Access to over 1 million ATMs worldwide; we'll automatically credit you any ATM fees.2
No minimum balance requirement, no annual account fees.
Free unlimited checkwriting.
Easy Cash Management: link accounts for automatic money movement.
Internet Banks or Virtual Online banks are banks without bricks; from the customer's perspective, they exist entirely on the Internet, where they offer pretty much the same range of services and adhere to the same federal regulations as your corner bank. Online banks pass the money they save on overhead like buildings and tellers along to you in the form of higher yields, lower fees and more generous account thresholds.