You get the benefits of a traditional checking account, and more. Like a great 1.75% APY.
1) no annual account fees, refunded ATM fees,
2) online bill payment -- plus new cash management features that can help you stay fully invested.

Great rates: earn 1.75% APY.
Earn 4 times the national average, with deposits eligible for FDIC insurance.
3)Earn points that you can redeem for cash into your mySmart Cash Account at a 1.50% rate when you use the no-annual-fee Fidelity Investment Rewards Visa Signature® Card.
4)No fees: unlimited ATM fee refunds.2

Access to over 1 million ATMs worldwide; we'll automatically credit you any ATM fees.2
No minimum balance requirement, no annual account fees.
Free unlimited checkwriting.
Easy Cash Management: link accounts for automatic money movement.

Get automatic alerts when excess cash is available to invest.
Spend with confidence -- help prevent bounced checks with self-funded overdraft protection.
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